Episode 54: Investing Life Skills for Early Savers

Investing Life Skills for Early Savers

By JAMES PARKYN & FRANÇOIS DOYON LA ROCHELLE

In this Episode, James Parkyn & François Doyon La Rochelle review the latest eBook authored by James Parkyn titled Investing Life Skills for Early Savers.

This eBook is available on the Capital topics website and in our Team’s section on the PWL Capital website and will provide important life skills that will serve early savers on the road of making smart money decisions.

Read The Script:

1)   INTRODUCTION:

François Doyon La Rochelle: You’re listening to Capital Topics, episode #54!

This is a monthly podcast about passive asset management and financial and tax planning ideas for the long-term investor.

Your hosts for this podcast are James Parkyn and me François Doyon La Rochelle, both portfolio managers with PWL Capital.

In this episode, we will review the latest eBook authored by James titled Investing Life Skills For Early Savers.

Enjoy!

1) INVESTING LIFE SKILLS FOR EARLY SAVERS :

François Doyon La Rochelle: In today’s Podcast, we will cover only one Topic which is a Review of the latest eBook Authored by you James titled INVESTING LIFE SKILLS FOR EARLY SAVERS. This ebook is available on the Capital Topics website and in our Team’s section on the PWL Capital website. This has been a major effort and, in our Team, we made a strategic decision a few years back to add Next Generation clients to our Practice which includes the children of our current clients…Read More

Links:

- Investing Life Skills For Early Savers by James Parkyn

Episode 53: The Debate About a Balanced Portfolio of 60% Stocks and 40% Bonds and a Review of the C.D. Howe Report on RRIF Mandatory Withdrawal Rules

The Debate About a Balanced Portfolio of 60% Stocks and 40% Bonds and a Review of the C.D. Howe Report on RRIF Mandatory Withdrawal Rules

By JAMES PARKYN & FRANÇOIS DOYON LA ROCHELLE

In this Episode, James Parkyn & François Doyon La Rochelle discuss a recent report from the C.D. Howe Institute that highlights the need to revamp the rules surrounding Registered Retirement Income Funds (RRIFs) withdrawals.

They also tackle the current debate over the classic way of building a balanced portfolio which is an allocation of 60% stocks & 40% bonds.

Read The Script:

1)   INTRODUCTION:

François Doyon La Rochelle: You’re listening to Capital Topics, episode #53!

This is a monthly podcast about passive asset management and financial and tax planning ideas for the long-term investor.

Your hosts for this podcast are James Parkyn and me François Doyon La Rochelle, both portfolio managers with PWL Capital.

In this episode, we will discuss the following points:

For our first topic, we will review and comment on the C.D. Howe Institute report on RRIF Mandatory Withdrawal Rules.

And next, for our main topic, we will tackle the debate regarding the classic 60/40 balanced portfolio.

Enjoy!

1) REVIEW OF THE C.D. HOWE REPORT ON RRIF MANDATORY WITHDRAWAL RULES :

François Doyon La Rochelle: In our first topic today, we will discuss a recent report from the C.D. Howe Institute that highlights the need to revamp the rules surrounding Registered Retirement Income Funds (RRIF) withdrawals because demographics and economic realities have changed since the rules were introduced. The report from C.D. Howe is entitled “Live Long and Prosper. Mandatory RRIF Drawdowns Raise the Risk of Outliving Tax-Deferred Saving”..…Read More

Episode 52: The New Tax-Free First Home Savings Account (FHSA) and Review of the Credit Suisse Global Investment Returns Yearbook 2023 - Summary Edition

The New Tax-Free First Home Savings Account (FHSA) and Review of the Credit Suisse Global Investment Returns Yearbook 2023 - Summary Edition

By JAMES PARKYN & FRANÇOIS DOYON LA ROCHELLE

In this Episode, James Parkyn & François Doyon La Rochelle revisit the basics of the recently launched Tax-Free First Home Savings Account (FHSA) and give their listeners some planning ideas.

They also perpetuate their annual tradition and review of the 15th edition of The Credit Suisse Global Investment Returns Yearbook 2023, Summary Edition.

Read The Script:

1)   INTRODUCTION:

François Doyon La Rochelle: You’re listening to Capital Topics, episode #52!

This is a monthly podcast about passive asset management and financial and tax planning ideas for the long-term investor.

Your hosts for this podcast are James Parkyn and me François Doyon La Rochelle, both portfolio managers with PWL Capital.

In this episode, we will discuss the following points:

For our first topic, we will review and comment on the recently launched Tax-Free First Home Savings Account (FHSA)

And next, for our main topic, we will Review the Credit Suisse Global Investment Returns Yearbook 2023

Enjoy!

1) THE NEW FHSA

François Doyon La Rochelle: In our first topic today, we will review and comment on the recently launched Tax-Free First Home Savings Account (FHSA). This is a topic that we covered in episode #45 of this podcast back in October 2022 but since then, as of April 1st, the legislation governing these types of accounts has taken effect, so we thought it was a good time to revisit the basics and give you some planning ideas.…Read More

Episode 51: Update on Active Vs. Passive & Global Banking Solvency

In this Episode, James Parkyn & François Doyon La Rochelle discuss the following subjects:

·         In the news: Global Banking Solvency

·         Main Topic : Update on Active Vs. Passive

In this episode, we invite our listeners to check our latest feature below. For the first time we share the Podcast Script which was a request from some of our audience.

Read The Script:

1)   INTRODUCTION:

François Doyon La Rochelle: You’re listening to Capital Topics, episode #51!

This is a monthly podcast about passive asset management and financial and tax planning ideas for long-term investor. Your hosts for this podcast are James Parkyn and me François Doyon La Rochelle, both portfolio managers with PWL Capital.

In this episode, we will discuss the following points:

For our first topic, we will discuss news on bank solvency. 

And next, for our main topic, we will give you an update on the results of active management versus passive for 2022. 

 Enjoy!

1)  IN THE NEWS: GLOBAL BANKING SOLVENCY

 François Doyon La Rochelle: Our first topic today is news about Bank Solvency. James, you will address the major news story of the failure of Silicon Valley Bank, also known by the acronym SVB, in the US and the fear of contagion spreading to other US and International banks, especially after the news of the forced merger of the Credit Suisse bank with UBS in Switzerland. Credit Suisse bank was among the top 30 globally systemic important banks. Now, many of our Listeners are wondering: Is this the beginning of a major Banking crisis as we saw 15 years ago in 2008-2009 with the Global Financial Crisis?…Read More

Episode 50: 2023 Update on Expected Returns

In this Episode, James Parkyn & François Doyon La Rochelle welcome back their dear colleague Raymond Kerzerho, PWL’s Senior Researcher & Head of Shared Services Research. Together they discuss the update of the Capital Market Assumptions for Expected returns titled “Financial Planning Assumptions”, that he produced with PWL’s Head of Research & Client Education, Ben Felix.

Links:

- Financial Planning Assumptions (Market Capitalization Weighted Portfolio) - PWL Capital  by Raymond Kerzerho & Benjamin Felix (February 22, 2023)

-Financial Planning Assumptions (Factor Tilted Portfolio) - PWL Capital  by Raymond Kerzerho & Benjamin Felix (February 22, 2023)