Episode 52: The New Tax-Free First Home Savings Account (FHSA) and Review of the Credit Suisse Global Investment Returns Yearbook 2023 - Summary Edition

The New Tax-Free First Home Savings Account (FHSA) and Review of the Credit Suisse Global Investment Returns Yearbook 2023 - Summary Edition

By JAMES PARKYN & FRANÇOIS DOYON LA ROCHELLE

In this Episode, James Parkyn & François Doyon La Rochelle revisit the basics of the recently launched Tax-Free First Home Savings Account (FHSA) and give their listeners some planning ideas.

They also perpetuate their annual tradition and review of the 15th edition of The Credit Suisse Global Investment Returns Yearbook 2023, Summary Edition.

Read The Script:

1)   INTRODUCTION:

François Doyon La Rochelle: You’re listening to Capital Topics, episode #52!

This is a monthly podcast about passive asset management and financial and tax planning ideas for the long-term investor.

Your hosts for this podcast are James Parkyn and me François Doyon La Rochelle, both portfolio managers with PWL Capital.

In this episode, we will discuss the following points:

For our first topic, we will review and comment on the recently launched Tax-Free First Home Savings Account (FHSA)

And next, for our main topic, we will Review the Credit Suisse Global Investment Returns Yearbook 2023

Enjoy!

1) THE NEW FHSA

François Doyon La Rochelle: In our first topic today, we will review and comment on the recently launched Tax-Free First Home Savings Account (FHSA). This is a topic that we covered in episode #45 of this podcast back in October 2022 but since then, as of April 1st, the legislation governing these types of accounts has taken effect, so we thought it was a good time to revisit the basics and give you some planning ideas.…Read More

Episode 51: Update on Active Vs. Passive & Global Banking Solvency

In this Episode, James Parkyn & François Doyon La Rochelle discuss the following subjects:

·         In the news: Global Banking Solvency

·         Main Topic : Update on Active Vs. Passive

In this episode, we invite our listeners to check our latest feature below. For the first time we share the Podcast Script which was a request from some of our audience.

Read The Script:

1)   INTRODUCTION:

François Doyon La Rochelle: You’re listening to Capital Topics, episode #51!

This is a monthly podcast about passive asset management and financial and tax planning ideas for long-term investor. Your hosts for this podcast are James Parkyn and me François Doyon La Rochelle, both portfolio managers with PWL Capital.

In this episode, we will discuss the following points:

For our first topic, we will discuss news on bank solvency. 

And next, for our main topic, we will give you an update on the results of active management versus passive for 2022. 

 Enjoy!

1)  IN THE NEWS: GLOBAL BANKING SOLVENCY

 François Doyon La Rochelle: Our first topic today is news about Bank Solvency. James, you will address the major news story of the failure of Silicon Valley Bank, also known by the acronym SVB, in the US and the fear of contagion spreading to other US and International banks, especially after the news of the forced merger of the Credit Suisse bank with UBS in Switzerland. Credit Suisse bank was among the top 30 globally systemic important banks. Now, many of our Listeners are wondering: Is this the beginning of a major Banking crisis as we saw 15 years ago in 2008-2009 with the Global Financial Crisis?…Read More

Episode 50: 2023 Update on Expected Returns

In this Episode, James Parkyn & François Doyon La Rochelle welcome back their dear colleague Raymond Kerzerho, PWL’s Senior Researcher & Head of Shared Services Research. Together they discuss the update of the Capital Market Assumptions for Expected returns titled “Financial Planning Assumptions”, that he produced with PWL’s Head of Research & Client Education, Ben Felix.

Links:

- Financial Planning Assumptions (Market Capitalization Weighted Portfolio) - PWL Capital  by Raymond Kerzerho & Benjamin Felix (February 22, 2023)

-Financial Planning Assumptions (Factor Tilted Portfolio) - PWL Capital  by Raymond Kerzerho & Benjamin Felix (February 22, 2023)

Episode 49: Professor Ken French: Five Things I Know about Investing

In this episode of Capital Topics, James Parkyn and François Doyon La Rochelle discuss an essay titled "Five Things I Know About Investing", written by the distinguished Professor of Finance Ken French who's a giant in Academic Financial Economics.  

Links:

- « Five Things I Know About Investing » by Kenneth R. French : Five Things I Know about Investing | Dimensional

-Podcast #48: 2022 Investing Lessons & 2023 Outlook : Episode 48: 2022 Investing Lessons & 2023 Outlook — Capital Topics

- « Getting Wealthy vs. Staying Wealthy » by Morgan Housel : Getting Wealthy vs. Staying Wealthy · Collab Fund

Episode 48: 2022 Investing Lessons & 2023 Outlook

In this episode of Capital Topics, James Parkyn and François Doyon La Rochelle will discuss the following portfolio management and financial planning subject :

  • In the News: 2022 Market Statistics

  • Main Topic: 2022 Investing Lessons & 2023 Outlook